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For saleListed Sep 12MLS® X10898321

116-2 - 1052 RAT BAY Road, Lake of Bays, ON P1H 2J6

Franklin, Lake of Bays · Near From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres · View map

$49,900
2Beds
2Baths
900–999Sq ft
OtherType
$427/moMaint. fee
4 totalParking
NoneLocker
Call / Text Will
$49,900
Parking for 4Comes with the unit
Heat, hydro, water includedCovered by the maintenance fee
Gym in the buildingSkip the membership
WaterfrontOn the water
FireplaceCozy winters
South exposureBright through the day

About this home

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is not a time share although some think it is similar. You do actually own 1/10 of the cottage. 116 Algonquin Cottage is a 2 bedroom cottage and is located next to a beautiful woodlot on the west side with lots of privacy. There are no cottages in front of 116 Algonquin which means it has a lovely view and provides easy access to the beach and lake. The Muskoka Room in 116 Algonquin is fully insulated for year round comfort. Ownership includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons for a total of 5 weeks per year. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Sundays at 4 p.m. ANNUAL maintenance fee PER OWNER in 2026 for 116 Algonquin cottage is $5127 + HST. Core week 2 for this cottage starts on Sunday July 5, 2026 and the other weeks in 2026 start on March 15, June 21, November 8/2026 and January 3/2027 . There is laundry in the Algonquin cottage. No HST on resales. All cottages are PET-FREE and Smoke-free. Ask for details about fractional ownerships and what the annual maintenance fee covers. Deposit weeks you don't use in Interval International or rent them out to help cover the maintenance fees.

The home

Type
Other · Bungalow
Square footage
900-999 sq ft
Bedrooms
2
Bathrooms
2
Kitchens
1
Rooms
8
Floor
0
Exposure
South
Balcony
None
View
Beach, Panoramic, Bay, Lake, Trees/Woods
Laundry
Inside
Approximate age
11-15 years

Building & fees

Maintenance fee
$427.25/mo
Fee includes
Heat, Hydro, Water, Common Elements, Building Insurance, Condo Taxes
Condo corporation
116 Algonquin
Property management
Blue Water Acres
Pets
No
Locker
None
Exterior
Wood

Heating & cooling

Heating fuel
Propane
Heating type
Baseboard
Air conditioning
Wall Unit(s)
Fireplace
Yes

Parking

Parking spaces
4
Parking features
Reserved/Assigned, Mutual

Taxes & other

Tax year
2025
Occupancy
Owner
Possession
Flexible
Cross street
From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres
Neighbourhood
Franklin

More

Price per sq ft
~$53 (at 950 sq ft)
Listed
Sep 12, 2023 · 1125 days ago
MLS® number
X10898321

Building amenities

  • Game Room
  • Gym
  • Party Room/Meeting Room
  • Sauna
  • Tennis Court
  • Visitor Parking

Included in the maintenance fee

  • Heat
  • Hydro
  • Water
  • Common Elements
  • Building Insurance
  • Condo Taxes

The unit and its surroundings

  • Water Heater
Want to know something that isn’t listed?
Estimated monthly cost$660per month, all in
  • Mortgage
  • Property tax
  • Maintenance fee

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    1052 RAT BAY Road, Lake of Bays, ON P1H 2J6

    Franklin, Lake of Bays · Near From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres

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    Sold history

    Listing history for 1052 RAT BAY Road

    See what this unit and others in the building were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every condo.

    Questions & answers

    Frequently asked questions about 116-2 - 1052 RAT BAY Road

    Answers come straight from this condo’s MLS® listing.

    How much is 116-2 - 1052 RAT BAY Road listed for?

    116-2 - 1052 RAT BAY Road is listed for $49,900. With 20% down ($9,980), the mortgage payment would be roughly $201 a month at 4.5% over 30 years, before the maintenance fee and property tax. That figure is an illustration, not a quote.

    How many bedrooms and bathrooms does 116-2 - 1052 RAT BAY Road have?

    116-2 - 1052 RAT BAY Road has 2 bedrooms and 2 bathrooms.

    How big is 116-2 - 1052 RAT BAY Road?

    The listing puts the unit between 900 and 999 sq ft. The board reports a range rather than an exact figure, and it does not include a balcony or terrace.

    What type of home is 116-2 - 1052 RAT BAY Road?

    116-2 - 1052 RAT BAY Road is a other in Franklin, Lake of Bays. It faces south.

    What are the maintenance fees at 116-2 - 1052 RAT BAY Road, and what do they cover?

    The maintenance fee is $427.25 a month. The listing says it covers heat, hydro, water, common elements, building insurance, condo taxes. Fees can change, so confirm the current amount in the status certificate.

    Does 116-2 - 1052 RAT BAY Road come with parking and a locker?

    The listing includes 4 parking spaces. There is no locker with the unit.

    Are pets allowed at 116-2 - 1052 RAT BAY Road?

    The listing says pets are not allowed.

    What amenities does the building have?

    The listing names these building amenities: game room, gym, party room/meeting room, sauna, tennis court, visitor parking.

    How is 116-2 - 1052 RAT BAY Road heated and cooled?

    Heating is baseboard (propane). Cooling is wall unit(s).

    What neighbourhood is 116-2 - 1052 RAT BAY Road in?

    116-2 - 1052 RAT BAY Road is in the Franklin community of Lake of Bays. The nearest main intersection is From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres. The postal code is P1H 2J6.

    Is 116-2 - 1052 RAT BAY Road still for sale?

    Yes. 116-2 - 1052 RAT BAY Road is an active listing (MLS® X10898321), on the market since September 12, 2023. Listings here update from the board through the day and come down once a condo sells.

    What have condos at 1052 RAT BAY Road sold for?

    Recent sales, leases and expired listings for this unit and the rest of the building are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 116-2 - 1052 RAT BAY Road?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this condo and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.

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