108-5 - 1052 RAT BAY Road, Lake of Bays, ON P1H 2J6
Franklin, Lake of Bays · Near From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres · View map
About this home
Client RemarksBlue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 5) in 2026 started on July 25. The four other floating weeks rotate each year so it's fair to all the owners. Remaining week for 2026 starts September 19. Weeks in 2027 start on January 30, May 8, July 24, Sept 25 & Nov 20. Included: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, hot tub, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can moor your own boat at Blue Water Acres for your weeks during boating season. All cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid in November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own.
The home
- Type
- Other · Bungalow
- Square footage
- 900-999 sq ft
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 9
- Floor
- 0
- Exposure
- South
- Balcony
- None
- View
- Beach, Panoramic, Bay, Lake, Trees/Woods
- Laundry
- Inside
- Approximate age
- 16-30 years
Building & fees
- Maintenance fee
- $427.25/mo
- Fee includes
- Heat, Hydro, CAC, Common Elements, Building Insurance, Parking
- Condo corporation
- 0 0
- Property management
- Blue Water Acres
- Pets
- No
- Locker
- None
- Exterior
- Wood
Heating & cooling
- Heating fuel
- Propane
- Heating type
- Baseboard
- Air conditioning
- Wall Unit(s)
- Fireplace
- Yes
Parking
- Parking spaces
- 4
- Parking features
- Reserved/Assigned
Taxes & other
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres
- Neighbourhood
- Franklin
More
- Price per sq ft
- ~$53 (at 950 sq ft)
- Listed
- Aug 29, 2026 · 42 days ago
- MLS® number
- X13724818
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Building amenities
- Party Room/Meeting Room
- Satellite Dish
- Visitor Parking
- Indoor Pool
Included in the maintenance fee
- Heat
- Hydro
- CAC
- Common Elements
- Building Insurance
- Parking
The unit and its surroundings
- Water Heater
- Golf
- Deck
- Recreational Area
- Year Round Living
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
1052 RAT BAY Road, Lake of Bays, ON P1H 2J6
Franklin, Lake of Bays · Near From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres
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Listing history for 1052 RAT BAY Road
See what this unit and others in the building were listed for, what they sold for, and how long it took.
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Frequently asked questions about 108-5 - 1052 RAT BAY Road
Answers come straight from this condo’s MLS® listing.
How much is 108-5 - 1052 RAT BAY Road listed for?
108-5 - 1052 RAT BAY Road is listed for $49,900. With 20% down ($9,980), the mortgage payment would be roughly $201 a month at 4.5% over 30 years, before the maintenance fee and property tax. That figure is an illustration, not a quote.
How many bedrooms and bathrooms does 108-5 - 1052 RAT BAY Road have?
108-5 - 1052 RAT BAY Road has 2 bedrooms and 2 bathrooms.
How big is 108-5 - 1052 RAT BAY Road?
The listing puts the unit between 900 and 999 sq ft. The board reports a range rather than an exact figure, and it does not include a balcony or terrace.
What type of home is 108-5 - 1052 RAT BAY Road?
108-5 - 1052 RAT BAY Road is a other in Franklin, Lake of Bays. It faces south.
What are the maintenance fees at 108-5 - 1052 RAT BAY Road, and what do they cover?
The maintenance fee is $427.25 a month. The listing says it covers heat, hydro, cac, common elements, building insurance, parking. Fees can change, so confirm the current amount in the status certificate.
Does 108-5 - 1052 RAT BAY Road come with parking and a locker?
The listing includes 4 parking spaces. There is no locker with the unit.
Are pets allowed at 108-5 - 1052 RAT BAY Road?
The listing says pets are not allowed.
What amenities does the building have?
The listing names these building amenities: party room/meeting room, satellite dish, visitor parking, indoor pool.
How is 108-5 - 1052 RAT BAY Road heated and cooled?
Heating is baseboard (propane). Cooling is wall unit(s).
What neighbourhood is 108-5 - 1052 RAT BAY Road in?
108-5 - 1052 RAT BAY Road is in the Franklin community of Lake of Bays. The nearest main intersection is From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres. The postal code is P1H 2J6.
Is 108-5 - 1052 RAT BAY Road still for sale?
Yes. 108-5 - 1052 RAT BAY Road is an active listing (MLS® X13724818), on the market since August 29, 2026. Listings here update from the board through the day and come down once a condo sells.
What have condos at 1052 RAT BAY Road sold for?
Recent sales, leases and expired listings for this unit and the rest of the building are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 108-5 - 1052 RAT BAY Road?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this condo and get an answer, usually within the hour.
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Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.