111-8 - 1052 Rat Bay Road, Lake of Bays, ON P0A 1H0
Franklin, Lake of Bays · Near Hwy 60 and South Portage Rd · View map
About this home
MOTIVATED SELLER try your offer! Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners but you will own yourself a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. This cottage is known as 111 Algonquin. It's a favourite at Blue Water Acres with 2 spacious bedrooms and 2 bathrooms. The core summer week in 2026 will start on August 16/26. The cottage has a cozy propane fireplace and a screened-in Muskoka Room. You will have exclusive use of the cottage for 5 weeks of the year. The check-in day for Week 8 is Sunday. Weeks in 2026 start on Feb 15, May 24, August 16 (core/fixed week), October 11, and December 6. 2026. The 4 floating weeks rotate each year so it's fair to all the owners. There are many amenities at Blue Water Acres: hot tub/sauna, linens and towels supplied, kayaks, paddle boats, a beautiful sand beach, 300 ft of waterfront on Lake of Bays, indoor swimming pool, owners' gathering room with grand piano and large TV screen , games room with pool tables, ping pong table, shuffle board & foosball, fitness room, tennis/pickleball court, basketball courts, large children's playground & equipment. You can moor your own boat during your own boating season weeks. Winter tube slide, skating rink & fire pit. There is so much to do here! All cottages are pet-free and smoke-free. This is an affordable way to enjoy cottage life without the cost or hassles of full cottage ownership. Maintenance fees include everything and are paid in the fall for the following year. The ANNUAL fee for EACH of the owners in 111 Algonquin cottage for 2026 is $5,127 + HST. This fee can be paid in two installments, November and March. There is NO HST on the purchase price of the cottage. It's a unique way to own a part of Muskoka. Your weeks can be traded for weeks at other luxury resorts around the world. Some photos & floor plan shown are for a similar cottage but may not be identical to the subject cottage.
The home
- Type
- Other · Bungalow
- Square footage
- 900-999 sq ft
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 6
- Floor
- 0
- Exposure
- South
- Balcony
- None
- View
- Water
- Laundry
- Laundry Closet
- Approximate age
- 16-30 years
Building & fees
- Maintenance fee
- $427.25/mo
- Fee includes
- Heat, Hydro, Water, Common Elements, Building Insurance, Condo Taxes
- Condo corporation
- 0 0
- Property management
- Blue Water Acres
- Pets
- No
- Locker
- None
- Security
- Carbon Monoxide Detectors, Smoke Detector
- Exterior
- Wood
Heating & cooling
- Heating fuel
- Electric
- Heating type
- Baseboard
- Fireplace
- Yes
Parking
- Parking spaces
- 2
- Parking features
- Private
Taxes & other
- Tax year
- 2025
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- Hwy 60 and South Portage Rd
- Neighbourhood
- Franklin
More
- Price per sq ft
- ~$42 (at 950 sq ft)
- Listed
- Apr 4, 2025 · 554 days ago
- MLS® number
- X12061479
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Building amenities
- Indoor Pool
- Party Room/Meeting Room
- Visitor Parking
- Recreation Room
- Tennis Court
- Sauna
Included in the maintenance fee
- Heat
- Hydro
- Water
- Common Elements
- Building Insurance
- Condo Taxes
The unit and its surroundings
- Water Heater Owned
- Beach
- Lake/Pond
- Waterfront
- Recreational Area
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
1052 Rat Bay Road, Lake of Bays, ON P0A 1H0
Franklin, Lake of Bays · Near Hwy 60 and South Portage Rd
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Listing history for 1052 Rat Bay Road
See what this unit and others in the building were listed for, what they sold for, and how long it took.
Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every condo.
Frequently asked questions about 111-8 - 1052 Rat Bay Road
Answers come straight from this condo’s MLS® listing.
How much is 111-8 - 1052 Rat Bay Road listed for?
111-8 - 1052 Rat Bay Road is listed for $39,900. With 20% down ($7,980), the mortgage payment would be roughly $161 a month at 4.5% over 30 years, before the maintenance fee and property tax. That figure is an illustration, not a quote.
How many bedrooms and bathrooms does 111-8 - 1052 Rat Bay Road have?
111-8 - 1052 Rat Bay Road has 2 bedrooms and 2 bathrooms.
How big is 111-8 - 1052 Rat Bay Road?
The listing puts the unit between 900 and 999 sq ft. The board reports a range rather than an exact figure, and it does not include a balcony or terrace.
What type of home is 111-8 - 1052 Rat Bay Road?
111-8 - 1052 Rat Bay Road is a other in Franklin, Lake of Bays. It faces south.
What are the maintenance fees at 111-8 - 1052 Rat Bay Road, and what do they cover?
The maintenance fee is $427.25 a month. The listing says it covers heat, hydro, water, common elements, building insurance, condo taxes. Fees can change, so confirm the current amount in the status certificate.
Does 111-8 - 1052 Rat Bay Road come with parking and a locker?
The listing includes 2 parking spaces. There is no locker with the unit.
Are pets allowed at 111-8 - 1052 Rat Bay Road?
The listing says pets are not allowed.
What amenities does the building have?
The listing names these building amenities: indoor pool, party room/meeting room, visitor parking, recreation room, tennis court, sauna.
How is 111-8 - 1052 Rat Bay Road heated and cooled?
Heating is baseboard (electric). The listing does not show air conditioning.
What neighbourhood is 111-8 - 1052 Rat Bay Road in?
111-8 - 1052 Rat Bay Road is in the Franklin community of Lake of Bays. The nearest main intersection is Hwy 60 and South Portage Rd. The postal code is P0A 1H0.
Is 111-8 - 1052 Rat Bay Road still for sale?
Yes. 111-8 - 1052 Rat Bay Road is an active listing (MLS® X12061479), on the market since April 4, 2025. Listings here update from the board through the day and come down once a condo sells.
What have condos at 1052 Rat Bay Road sold for?
Recent sales, leases and expired listings for this unit and the rest of the building are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 111-8 - 1052 Rat Bay Road?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this condo and get an answer, usually within the hour.
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Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.