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For saleListed Sep 9MLS® X13763402

106 - 26 Spencer Street E, Cobourg, ON K9A 1C2

Cobourg · Near Division St/ Spencer St E · View map

$349,000
1+1Beds
1Baths
700–799Sq ft
Condo ApartmentType
$370/moMaint. fee
1 totalParking
NoneLocker
$1,724/yrTaxes
Call / Text Will
$349,000
Parking includedComes with the unit
Water includedCovered by the maintenance fee
Ensuite laundryWasher and dryer in the unit
Pets allowedWith building restrictions

About this home

Welcome to this modern, turnkey 1-bedroom plus den condo offering 748 sq. ft. of stylish, open-concept living. Thoughtfully designed for both comfort and functionality, the spacious layout features a versatile den, perfect for a home office, guest space or additional living area. The fully equipped kitchen comes with stainless steel appliances and ample storage for all of your kitchen needs. Step outside and enjoy access to your own private terrace, creating the perfect spot to relax or entertain. The unit also offers the convenience of a large in-suite laundry room with a ton of storage space and one dedicated surface parking space. Maintenance fees include building insurance, common elements, and water, providing added value and peace of mind. Ideally located close to Cobourg Beach, local amenities, the Conservation area, Cobourg Hospital and with easy access to Highway 401, this beautiful and bright condo is perfect for first-time buyers, downsizers, investors or anyone looking to enjoy a low-maintenance lifestyle in a fantastic location.

The home

Type
Condo Apartment · 2-Storey
Square footage
700-799 sq ft
Bedrooms
1
Dens
1
Bathrooms
1
Kitchens
1
Rooms
6
Floor
1st
Exposure
West
Balcony
None
Laundry
In-Suite Laundry

Building & fees

Maintenance fee
$369.89/mo
Fee includes
Common Elements, Building Insurance, Water, Parking
Condo corporation
NCC 26
Property management
Granite Property Management
Pets
Allowed, with restrictions
Locker
None
Exterior
Brick

Heating & cooling

Heating fuel
Electric
Heating type
Baseboard
Fireplace
No

Parking

Parking spaces
1
Parking features
Surface

Taxes & other

Property taxes
$1,724/yr
Tax year
2026
Occupancy
Tenant
Possession
60-90 Days
Cross street
Division St/ Spencer St E
Neighbourhood
Cobourg

More

Price per sq ft
~$465 (at 750 sq ft)
Listed
Sep 9, 2026 · 31 days ago
MLS® number
X13763402

Included in the maintenance fee

  • Common Elements
  • Building Insurance
  • Water
  • Parking

The unit and its surroundings

  • Carpet Free
  • Primary Bedroom - Main Floor
  • Water Heater Owned
  • Beach
  • Hospital
  • Park
  • School
Want to know something that isn’t listed?
Estimated monthly cost$1,921per month, all in
  • Mortgage
  • Property tax
  • Maintenance fee

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    26 Spencer Street, Cobourg, ON K9A 1C2

    Cobourg · Near Division St/ Spencer St E

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    Sold history

    Listing history for 26 Spencer Street

    See what this unit and others in the building were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every condo.

    Questions & answers

    Frequently asked questions about 106 - 26 Spencer Street E

    Answers come straight from this condo’s MLS® listing.

    How much is 106 - 26 Spencer Street E listed for?

    106 - 26 Spencer Street E is listed for $349,000. With 20% down ($69,800), the mortgage payment would be roughly $1,408 a month at 4.5% over 30 years, before the maintenance fee and property tax. That figure is an illustration, not a quote.

    How many bedrooms and bathrooms does 106 - 26 Spencer Street E have?

    106 - 26 Spencer Street E has 1 bedroom plus a den and 1 bathroom.

    How big is 106 - 26 Spencer Street E?

    The listing puts the unit between 700 and 799 sq ft. The board reports a range rather than an exact figure, and it does not include a balcony or terrace.

    What type of home is 106 - 26 Spencer Street E?

    106 - 26 Spencer Street E is a condo apartment in Cobourg. The unit is on the 1st floor, facing west.

    What are the maintenance fees at 106 - 26 Spencer Street E, and what do they cover?

    The maintenance fee is $369.89 a month. The listing says it covers common elements, building insurance, water, parking. Fees can change, so confirm the current amount in the status certificate.

    Does 106 - 26 Spencer Street E come with parking and a locker?

    The listing includes 1 parking space. There is no locker with the unit.

    Are pets allowed at 106 - 26 Spencer Street E?

    Pets are allowed, with restrictions. Buildings often limit the size, number or type of pet, so check the condo rules before you offer.

    How is 106 - 26 Spencer Street E heated and cooled?

    Heating is baseboard (electric). The listing does not show air conditioning.

    What are the property taxes for 106 - 26 Spencer Street E?

    Property taxes are $1,724 a year (2026), or about $144 a month.

    What neighbourhood is 106 - 26 Spencer Street E in?

    106 - 26 Spencer Street E is in Cobourg. The nearest main intersection is Division St/ Spencer St E. The postal code is K9A 1C2.

    Is 106 - 26 Spencer Street E still for sale?

    Yes. 106 - 26 Spencer Street E is an active listing (MLS® X13763402), on the market since September 9, 2026. Listings here update from the board through the day and come down once a condo sells.

    What have condos at 26 Spencer Street sold for?

    Recent sales, leases and expired listings for this unit and the rest of the building are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 106 - 26 Spencer Street E?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this condo and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.

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