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For saleListed 20 days agoMLS® X13810638

505 - 249 Ruttan Terrace, Cobourg, ON K9A 5X6

Cobourg · Near Hwy 2/Willmott · View map

$335,000
2Beds
1Baths
1000–1199Sq ft
Condo TownhouseType
$632/moMaint. fee
2 totalParking
NoneLocker
$3,246/yrTaxes
Call / Text Will
$335,000
Parking for 2Comes with the unit
Private terraceYour own outdoor space
Ensuite laundryWasher and dryer in the unit
Pets allowedWith building restrictions
Central airCool all summer

About this home

Looking for the space of a home without all the upkeep? This inviting 2-bedroom bungalow-style condo by Stalwood Homes offers an easy, low-maintenance lifestyle with comfortable living space, your own private outdoor area & a location that puts the best of Cobourg within easy reach. Tucked into an established community, this lower-level unit offers the convenience of one-level living with a functional open-concept design connecting the living room, dining area & kitchen. It's a layout that simply works, whether you're enjoying a quiet night at home, hosting family & friends or looking for space to make your own. The kitchen provides ample cabinetry & workspace while remaining open to the principal living areas. Two generously sized bedrooms give you options: create a comfortable primary retreat, guest room, home office or hobby space depending on your lifestyle. A full 4-pc bathroom & combined laundry/storage room add everyday practicality, with valuable storage conveniently located right inside the unit. But living here isn't limited to the indoors. Step outside to your private 12' x 11' patio, your own spot for morning coffee, summer dinners, BBQs, container gardens or simply relaxing outdoors. One exclusive parking space is included, along with visitor parking for your guests. When you want to venture out, shopping, restaurants, parks, schools & everyday amenities are only minutes away, while Cobourg's charming downtown, picturesque marina, waterfront & beautiful sandy beach offer plenty to enjoy close to home. Whether you're entering the market, ready to simplify or simply want a home that gives you more freedom & less maintenance, 249 Ruttan Terrace #505 offers an affordable opportunity to put down roots & enjoy the Cobourg lifestyle.

The home

Type
Condo Townhouse · Bungalow
Square footage
1000-1199 sq ft
Bedrooms
2
Bathrooms
1
Kitchens
1
Rooms
5
Floor
1st
Exposure
North
Balcony
Terrace
Laundry
In-Suite Laundry
Approximate age
16-30 years

Building & fees

Maintenance fee
$632.49/mo
Fee includes
Common Elements, Building Insurance, Parking
Condo corporation
Cobourg 46
Property management
Granite
Pets
Allowed, with restrictions
Locker
None
Exterior
Brick, Vinyl Siding

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No

Parking

Parking spaces
2

Taxes & other

Property taxes
$3,246/yr
Tax year
2026
Occupancy
Owner
Possession
flexible
Cross street
Hwy 2/Willmott
Neighbourhood
Cobourg

More

Price per sq ft
~$305 (at 1,100 sq ft)
Listed
Sep 21, 2026 · 20 days ago
MLS® number
X13810638

Included in the maintenance fee

  • Common Elements
  • Building Insurance
  • Parking

The unit and its surroundings

  • Primary Bedroom - Main Floor
  • Water Heater Owned
  • Park
  • School
  • School Bus Route
  • Place Of Worship
  • Lake/Pond
  • Marina
  • Patio
  • Privacy
Want to know something that isn’t listed?
Estimated monthly cost$2,254per month, all in
  • Mortgage
  • Property tax
  • Maintenance fee

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    249 Ruttan Terrace, Cobourg, ON K9A 5X6

    Cobourg · Near Hwy 2/Willmott

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    Sold history

    Listing history for 249 Ruttan Terrace

    See what this unit and others in the building were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every condo.

    Questions & answers

    Frequently asked questions about 505 - 249 Ruttan Terrace

    Answers come straight from this condo’s MLS® listing.

    How much is 505 - 249 Ruttan Terrace listed for?

    505 - 249 Ruttan Terrace is listed for $335,000. With 20% down ($67,000), the mortgage payment would be roughly $1,351 a month at 4.5% over 30 years, before the maintenance fee and property tax. That figure is an illustration, not a quote.

    How many bedrooms and bathrooms does 505 - 249 Ruttan Terrace have?

    505 - 249 Ruttan Terrace has 2 bedrooms and 1 bathroom.

    How big is 505 - 249 Ruttan Terrace?

    The listing puts the unit between 1,000 and 1,199 sq ft. The board reports a range rather than an exact figure, and it does not include a balcony or terrace.

    What type of home is 505 - 249 Ruttan Terrace?

    505 - 249 Ruttan Terrace is a condo townhouse in Cobourg. The unit is on the 1st floor, facing north.

    What are the maintenance fees at 505 - 249 Ruttan Terrace, and what do they cover?

    The maintenance fee is $632.49 a month. The listing says it covers common elements, building insurance, parking. Fees can change, so confirm the current amount in the status certificate.

    Does 505 - 249 Ruttan Terrace come with parking and a locker?

    The listing includes 2 parking spaces. There is no locker with the unit.

    Are pets allowed at 505 - 249 Ruttan Terrace?

    Pets are allowed, with restrictions. Buildings often limit the size, number or type of pet, so check the condo rules before you offer.

    How is 505 - 249 Ruttan Terrace heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 505 - 249 Ruttan Terrace?

    Property taxes are $3,246 a year (2026), or about $271 a month.

    What neighbourhood is 505 - 249 Ruttan Terrace in?

    505 - 249 Ruttan Terrace is in Cobourg. The nearest main intersection is Hwy 2/Willmott. The postal code is K9A 5X6.

    Is 505 - 249 Ruttan Terrace still for sale?

    Yes. 505 - 249 Ruttan Terrace is an active listing (MLS® X13810638), on the market since September 21, 2026. Listings here update from the board through the day and come down once a condo sells.

    What have condos at 249 Ruttan Terrace sold for?

    Recent sales, leases and expired listings for this unit and the rest of the building are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 505 - 249 Ruttan Terrace?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this condo and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.

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