1052 Rat Bay Rd 109-1 Road, Lake of Bays, ON P1H 2J6
Franklin, Lake of Bays · Near South Portage Rd and Rat Bay Rd · View map
About this home
Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south facing frontage on Lake of Bays. This is NOT a timeshare but some think it is similar. You would own a 1/10thshare of the cottage that you buy and that gives you 5 weeks of use/year. Algonquin cottage 109 has enough parking for up to 5 cars. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. 109 Algonquin is a 2 bedroom, 2 bathroom cottage. The Muskoka Room is fully insulated for year-round comfort. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL 2026 maintenance fee for 109 Algonquin cottage PER OWNER is $5127 + HST. Core week 1 for this cottage in 2026 starts on Friday, June 26 and the other 4 weeks for 2026 start on March 6, June 12, June 26 (core), October 30 and Decemer 25, 2026. Ask for the schedule for the coming years, the floating weeks change each year. There is a main floor laundry in the Algonquin cottage. There is NO HST on resales. All cottages are PET-FREE and Smoke-free. Ask Listing Agent for details about fractional ownerships and what the annual maintenance fee covers. Interior photos are of a similar unit but not the exact unit. All furnishings are identical.
The home
- Type
- Other · Bungalow
- Square footage
- 900-999 sq ft
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 7
- Floor
- 0
- Exposure
- South
- Balcony
- None
- View
- Lake, Trees/Woods
- Laundry
- Laundry Closet
- Approximate age
- 16-30 years
Building & fees
- Maintenance fee
- $427.25/mo
- Fee includes
- Heat, Hydro, Water, Common Elements, Building Insurance, Condo Taxes, Parking
- Condo corporation
- 0 0
- Property management
- Blue Water Acres
- Pets
- No
- Locker
- None
- Security
- Smoke Detector, Carbon Monoxide Detectors
- Exterior
- Wood
Heating & cooling
- Heating fuel
- Electric
- Heating type
- Baseboard
- Fireplace
- Yes
Parking
- Parking spaces
- 5
- Parking features
- Private
Taxes & other
- Tax year
- 2025
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- South Portage Rd and Rat Bay Rd
- Neighbourhood
- Franklin
More
- Price per sq ft
- ~$42 (at 950 sq ft)
- Listed
- Apr 20, 2025 · 538 days ago
- MLS® number
- X12092857
No matching details. Ask Will instead
Building amenities
- Shared Beach
- Tennis Court
- Communal Waterfront Area
- Indoor Pool
Included in the maintenance fee
- Heat
- Hydro
- Water
- Common Elements
- Building Insurance
- Condo Taxes
- Parking
The unit and its surroundings
- Water Heater Owned
- Beach
- Lake/Pond
- Waterfront
- Recreational Area
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
1052 Rat Bay Rd 109-1 Road, Lake of Bays, ON P1H 2J6
Franklin, Lake of Bays · Near South Portage Rd and Rat Bay Rd
Get directionsWhat’s nearbySchools nearby
Open this tab to load nearby schools.
Your commute
Enter where you go every day to see real drive times:
Listing history for 1052 Rat Bay Rd 109-1 Road
See what this unit and others in the building were listed for, what they sold for, and how long it took.
Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every condo.
Frequently asked questions about 1052 Rat Bay Rd 109-1 Road
Answers come straight from this condo’s MLS® listing.
How much is 1052 Rat Bay Rd 109-1 Road listed for?
1052 Rat Bay Rd 109-1 Road is listed for $40,000. With 20% down ($8,000), the mortgage payment would be roughly $161 a month at 4.5% over 30 years, before the maintenance fee and property tax. That figure is an illustration, not a quote.
How many bedrooms and bathrooms does 1052 Rat Bay Rd 109-1 Road have?
1052 Rat Bay Rd 109-1 Road has 2 bedrooms and 2 bathrooms.
How big is 1052 Rat Bay Rd 109-1 Road?
The listing puts the unit between 900 and 999 sq ft. The board reports a range rather than an exact figure, and it does not include a balcony or terrace.
What type of home is 1052 Rat Bay Rd 109-1 Road?
1052 Rat Bay Rd 109-1 Road is a other in Franklin, Lake of Bays. It faces south.
What are the maintenance fees at 1052 Rat Bay Rd 109-1 Road, and what do they cover?
The maintenance fee is $427.25 a month. The listing says it covers heat, hydro, water, common elements, building insurance, condo taxes, parking. Fees can change, so confirm the current amount in the status certificate.
Does 1052 Rat Bay Rd 109-1 Road come with parking and a locker?
The listing includes 5 parking spaces. There is no locker with the unit.
Are pets allowed at 1052 Rat Bay Rd 109-1 Road?
The listing says pets are not allowed.
What amenities does the building have?
The listing names these building amenities: shared beach, tennis court, communal waterfront area, indoor pool.
How is 1052 Rat Bay Rd 109-1 Road heated and cooled?
Heating is baseboard (electric). The listing does not show air conditioning.
What neighbourhood is 1052 Rat Bay Rd 109-1 Road in?
1052 Rat Bay Rd 109-1 Road is in the Franklin community of Lake of Bays. The nearest main intersection is South Portage Rd and Rat Bay Rd. The postal code is P1H 2J6.
Is 1052 Rat Bay Rd 109-1 Road still for sale?
Yes. 1052 Rat Bay Rd 109-1 Road is an active listing (MLS® X12092857), on the market since April 20, 2025. Listings here update from the board through the day and come down once a condo sells.
What have condos at 1052 Rat Bay Rd 109-1 Road sold for?
Recent sales, leases and expired listings for this unit and the rest of the building are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 1052 Rat Bay Rd 109-1 Road?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this condo and get an answer, usually within the hour.
Similar condos nearby
More condos for sale near Franklin, picked by size and price.
Other$39,900111-8 - 1052 Rat Bay Road, Lake of Bays2 bed · 2 bath · FranklinCourtesy of: Chestnut Park Real EstateView condo →
Other$39,000107-3 - 1052 RAT BAY Road, Lake of Bays2 bed · 2 bath · FranklinCourtesy of: Chestnut Park Real EstateView condo →
Other$38,9001052 Rat Bay Rd 109-7 Road, Lake of Bays2 bed · 2 bath · FranklinCourtesy of: Chestnut Park Real EstateView condo →Courtesy of: Chestnut Park Real Estate
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.