1052 Rat Bay 103-1 Road, Lake of Bays, ON P1H 2J6
Franklin, Lake of Bays · Near South Portage/Hwy 60 · View map
About this home
Blue Water Acres has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is FRACTIONAL ownership. It is NOT a timeshare. You would actually own a 1/10th share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage for five weeks per year: one core summer week, plus 4 more floating weeks in the other seasons. Some owners rent their weeks out to help cover maintenance costs. Rental rates for Deerview cottage range from $1,659/wk to $3,009/wk depending on the season. If it's rented through Blue Water Acres the revenue is split 50/50. If you rent it out yourself you get to keep 100% of the revenue. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity center, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. This 2 bedroom cottage is called 103 Deerview, Week 1 . Check-in is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER for Deerview 103 in 2026 is $4,629 + HST. Core (fixed) week in 2026 starts on June 26/25. Floating weeks for 2026 start on: March 6, June 12, June 26 (core week), October 30, December 25. Maintenance fee is paid in the fall of each year for the following year but you only pay for the weeks that you have possession of the cottage. There is no HST on the purchase price. All cottages are PET-FREE and Smoke-free.
The home
- Type
- Other · Bungalow
- Square footage
- 600-699 sq ft
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Rooms
- 7
- Floor
- 0
- Exposure
- South
- Balcony
- None
- View
- Lake, Trees/Woods
- Laundry
- Laundry Closet
- Approximate age
- 16-30 years
Building & fees
- Maintenance fee
- $385.75/mo
- Fee includes
- Heat, Hydro, Water, Common Elements, Building Insurance, Condo Taxes, Parking
- Condo corporation
- 0 0
- Property management
- Blue Water Acres
- Pets
- No
- Locker
- None
- Exterior
- Wood
Heating & cooling
- Heating fuel
- Electric
- Heating type
- Baseboard
- Fireplace
- Yes
Parking
- Parking spaces
- 2
- Parking features
- Reserved/Assigned
Taxes & other
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- South Portage/Hwy 60
- Neighbourhood
- Franklin
More
- Price per sq ft
- ~$23 (at 650 sq ft)
- Listed
- Jul 3, 2026 · 99 days ago
- MLS® number
- X13517294
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Building amenities
- Club House
- Exercise Room
- Game Room
- Indoor Pool
- Sauna
Included in the maintenance fee
- Heat
- Hydro
- Water
- Common Elements
- Building Insurance
- Condo Taxes
- Parking
The unit and its surroundings
- Water Heater Owned
- Primary Bedroom - Main Floor
- Beach
- Lake/Pond
- Waterfront
- Wooded/Treed
- Recreational Area
- Landscaped
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
1052 Rat Bay 103-1 Road, Lake of Bays, ON P1H 2J6
Franklin, Lake of Bays · Near South Portage/Hwy 60
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Listing history for 1052 Rat Bay 103-1 Road
See what this unit and others in the building were listed for, what they sold for, and how long it took.
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Frequently asked questions about 1052 Rat Bay 103-1 Road
Answers come straight from this condo’s MLS® listing.
How much is 1052 Rat Bay 103-1 Road listed for?
1052 Rat Bay 103-1 Road is listed for $15,000. With 20% down ($3,000), the mortgage payment would be roughly $61 a month at 4.5% over 30 years, before the maintenance fee and property tax. That figure is an illustration, not a quote.
How many bedrooms and bathrooms does 1052 Rat Bay 103-1 Road have?
1052 Rat Bay 103-1 Road has 2 bedrooms and 1 bathroom.
How big is 1052 Rat Bay 103-1 Road?
The listing puts the unit between 600 and 699 sq ft. The board reports a range rather than an exact figure, and it does not include a balcony or terrace.
What type of home is 1052 Rat Bay 103-1 Road?
1052 Rat Bay 103-1 Road is a other in Franklin, Lake of Bays. It faces south.
What are the maintenance fees at 1052 Rat Bay 103-1 Road, and what do they cover?
The maintenance fee is $385.75 a month. The listing says it covers heat, hydro, water, common elements, building insurance, condo taxes, parking. Fees can change, so confirm the current amount in the status certificate.
Does 1052 Rat Bay 103-1 Road come with parking and a locker?
The listing includes 2 parking spaces. There is no locker with the unit.
Are pets allowed at 1052 Rat Bay 103-1 Road?
The listing says pets are not allowed.
What amenities does the building have?
The listing names these building amenities: club house, exercise room, game room, indoor pool, sauna.
How is 1052 Rat Bay 103-1 Road heated and cooled?
Heating is baseboard (electric). The listing does not show air conditioning.
What neighbourhood is 1052 Rat Bay 103-1 Road in?
1052 Rat Bay 103-1 Road is in the Franklin community of Lake of Bays. The nearest main intersection is South Portage/Hwy 60. The postal code is P1H 2J6.
Is 1052 Rat Bay 103-1 Road still for sale?
Yes. 1052 Rat Bay 103-1 Road is an active listing (MLS® X13517294), on the market since July 3, 2026. Listings here update from the board through the day and come down once a condo sells.
What have condos at 1052 Rat Bay 103-1 Road sold for?
Recent sales, leases and expired listings for this unit and the rest of the building are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 1052 Rat Bay 103-1 Road?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this condo and get an answer, usually within the hour.
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Courtesy of: Chestnut Park Real Estate
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.