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For saleListed Jan 16MLS® X12703748

105-10 - 1052 RAT BAY Road, Lake of Bays, ON P1H 2J6

Franklin, Lake of Bays · Near From Huntsville: East on Hwy 60 to South Portage Road, South to Rat Bay Road, to Blue Water Acres · View map

$13,000
2Beds
1Baths
500–599Sq ft
OtherType
$386/moMaint. fee
1 totalParking
NoneLocker
Call / Text Will
$13,000
Parking includedComes with the unit
Heat, hydro, water includedCovered by the maintenance fee
WaterfrontOn the water
FireplaceCozy winters
South exposureBright through the day

About this home

Blue Water Acres has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is NOT a timeshare; you actually own a share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage Interval for five weeks per year including one fixed core summer week plus 4 more floating weeks in the other seasons. Some owners rent their weeks out to help cover maintenance costs. If it's rented through Blue Water Acres the revenue is split 50/50. If you rent it out yourself you get to keep 100% of the revenue. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity center, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. This 2 bedroom cottage is called 105 Deerview. Week 10 is the "core week" or fixed week for this unit. Check-in is on Saturdays at 4 p.m. ANNUAL maintenance fee PER OWNER for Deerview in 2026 is $4,629 + HST. Core week in 2026 starts Saturday, August 29, 2026. Remaining weeks in 2026 for this unit start on February 28, June 6, October 24, December 19/2026. All cottages are PET-FREE and Smoke-free. There is no HST for resale units. This is an amazing trouble-free way to enjoy cottage life in Muskoka. Everything is taken care of for you. All you need to do is enjoy being here and there is so much to do. Hidden Valley skiing, Arrowhead Park, Algonquin Park, world class golf, and fantastic facilities at Blue Water Acres.

The home

Type
Other · Bungalow
Square footage
500-599 sq ft
Bedrooms
2
Bathrooms
1
Kitchens
1
Rooms
7
Floor
0
Exposure
South
Balcony
None
View
Beach, Panoramic, Bay, Lake, Trees/Woods
Laundry
Common Area
Approximate age
16-30 years

Building & fees

Maintenance fee
$385.75/mo
Fee includes
Heat, Hydro, Water, Common Elements, Parking, Condo Taxes
Condo corporation
0 0
Property management
Blue Water Acres
Pets
No
Locker
None
Exterior
Wood

Heating & cooling

Heating fuel
Propane
Heating type
Baseboard
Air conditioning
Wall Unit(s)
Fireplace
Yes

Parking

Parking spaces
1
Parking features
Reserved/Assigned, Mutual

Taxes & other

Tax year
2026
Occupancy
Owner
Possession
Flexible
Cross street
From Huntsville: East on Hwy 60 to South Portage Road, South to Rat Bay Road, to Blue Water Acres
Neighbourhood
Franklin

More

Price per sq ft
~$24 (at 550 sq ft)
Listed
Jan 16, 2026 · 267 days ago
MLS® number
X12703748

Included in the maintenance fee

  • Heat
  • Hydro
  • Water
  • Common Elements
  • Parking
  • Condo Taxes

The unit and its surroundings

  • Water Heater
Want to know something that isn’t listed?
Estimated monthly cost$446per month, all in
  • Mortgage
  • Property tax
  • Maintenance fee

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

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    1052 RAT BAY Road, Lake of Bays, ON P1H 2J6

    Franklin, Lake of Bays · Near From Huntsville: East on Hwy 60 to South Portage Road, South to Rat Bay Road, to Blue Water Acres

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    Sold history

    Listing history for 1052 RAT BAY Road

    See what this unit and others in the building were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every condo.

    Questions & answers

    Frequently asked questions about 105-10 - 1052 RAT BAY Road

    Answers come straight from this condo’s MLS® listing.

    How much is 105-10 - 1052 RAT BAY Road listed for?

    105-10 - 1052 RAT BAY Road is listed for $13,000. With 20% down ($2,600), the mortgage payment would be roughly $52 a month at 4.5% over 30 years, before the maintenance fee and property tax. That figure is an illustration, not a quote.

    How many bedrooms and bathrooms does 105-10 - 1052 RAT BAY Road have?

    105-10 - 1052 RAT BAY Road has 2 bedrooms and 1 bathroom.

    How big is 105-10 - 1052 RAT BAY Road?

    The listing puts the unit between 500 and 599 sq ft. The board reports a range rather than an exact figure, and it does not include a balcony or terrace.

    What type of home is 105-10 - 1052 RAT BAY Road?

    105-10 - 1052 RAT BAY Road is a other in Franklin, Lake of Bays. It faces south.

    What are the maintenance fees at 105-10 - 1052 RAT BAY Road, and what do they cover?

    The maintenance fee is $385.75 a month. The listing says it covers heat, hydro, water, common elements, parking, condo taxes. Fees can change, so confirm the current amount in the status certificate.

    Does 105-10 - 1052 RAT BAY Road come with parking and a locker?

    The listing includes 1 parking space. There is no locker with the unit.

    Are pets allowed at 105-10 - 1052 RAT BAY Road?

    The listing says pets are not allowed.

    How is 105-10 - 1052 RAT BAY Road heated and cooled?

    Heating is baseboard (propane). Cooling is wall unit(s).

    What neighbourhood is 105-10 - 1052 RAT BAY Road in?

    105-10 - 1052 RAT BAY Road is in the Franklin community of Lake of Bays. The nearest main intersection is From Huntsville: East on Hwy 60 to South Portage Road, South to Rat Bay Road, to Blue Water Acres. The postal code is P1H 2J6.

    Is 105-10 - 1052 RAT BAY Road still for sale?

    Yes. 105-10 - 1052 RAT BAY Road is an active listing (MLS® X12703748), on the market since January 16, 2026. Listings here update from the board through the day and come down once a condo sells.

    What have condos at 1052 RAT BAY Road sold for?

    Recent sales, leases and expired listings for this unit and the rest of the building are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 105-10 - 1052 RAT BAY Road?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this condo and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.

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