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For saleListed 16 days agoMLS® X13830588

522 - 145 Columbia Street W, Waterloo, ON N2L 0K7

Waterloo · Near Phillip St · View map

$435,500
1+1Beds
1Baths
500–599Sq ft
Condo ApartmentType
$275/moMaint. fee
NoneParking
NoneLocker
$3,182/yrTaxes
Call / Text Will
$435,500
Central airCool all summer

About this home

Welcome to Unit 522 at 145 Columbia Street West, ideally located in the heart of Waterloo's highly sought-after university district.This is an opportunity to own a property in a location where convenience and rental demand come together. With the University of Waterloo and Wilfrid Laurier University nearby, residents have easy access to campus, transit, restaurants, cafés, shopping, and everyday amenities.

The home

Type
Condo Apartment
Square footage
500-599 sq ft
Bedrooms
1
Dens
1
Bathrooms
1
Kitchens
1
Rooms
1
Floor
na
Exposure
North
Balcony
None
Laundry
In Kitchen

Building & fees

Maintenance fee
$274.69/mo
Fee includes
Building Insurance
Condo corporation
waterloo 790
Property management
Society 145
Pets
No
Locker
None
Exterior
Brick

Heating & cooling

Heating fuel
Ground Source
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No

Parking

Parking spaces
None
Garage
Underground

Taxes & other

Property taxes
$3,182/yr
Tax year
2025
Occupancy
Tenant
Possession
Flexible
Cross street
Phillip St

More

Price per sq ft
~$792 (at 550 sq ft)
Listed
Sep 25, 2026 · 16 days ago
MLS® number
X13830588

Included in the maintenance fee

  • Building Insurance
Want to know something that isn’t listed?
Estimated monthly cost$2,297per month, all in
  • Mortgage
  • Property tax
  • Maintenance fee

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    145 Columbia Street, Waterloo, ON N2L 0K7

    Waterloo · Near Phillip St

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    Sold history

    Listing history for 145 Columbia Street

    See what this unit and others in the building were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every condo.

    Questions & answers

    Frequently asked questions about 522 - 145 Columbia Street W

    Answers come straight from this condo’s MLS® listing.

    How much is 522 - 145 Columbia Street W listed for?

    522 - 145 Columbia Street W is listed for $435,500. With 20% down ($87,100), the mortgage payment would be roughly $1,757 a month at 4.5% over 30 years, before the maintenance fee and property tax. That figure is an illustration, not a quote.

    How many bedrooms and bathrooms does 522 - 145 Columbia Street W have?

    522 - 145 Columbia Street W has 1 bedroom plus a den and 1 bathroom.

    How big is 522 - 145 Columbia Street W?

    The listing puts the unit between 500 and 599 sq ft. The board reports a range rather than an exact figure, and it does not include a balcony or terrace.

    What type of home is 522 - 145 Columbia Street W?

    522 - 145 Columbia Street W is a condo apartment in Waterloo. It faces north.

    What are the maintenance fees at 522 - 145 Columbia Street W, and what do they cover?

    The maintenance fee is $274.69 a month. The listing says it covers building insurance. Fees can change, so confirm the current amount in the status certificate.

    Does 522 - 145 Columbia Street W come with parking and a locker?

    The listing does not include a parking space. There is no locker with the unit.

    Are pets allowed at 522 - 145 Columbia Street W?

    The listing says pets are not allowed.

    How is 522 - 145 Columbia Street W heated and cooled?

    Heating is forced air (ground source). Cooling is central air.

    What are the property taxes for 522 - 145 Columbia Street W?

    Property taxes are $3,182 a year (2025), or about $265 a month.

    What neighbourhood is 522 - 145 Columbia Street W in?

    522 - 145 Columbia Street W is in Waterloo. The nearest main intersection is Phillip St. The postal code is N2L 0K7.

    Is 522 - 145 Columbia Street W still for sale?

    Yes. 522 - 145 Columbia Street W is an active listing (MLS® X13830588), on the market since September 25, 2026. Listings here update from the board through the day and come down once a condo sells.

    What have condos at 145 Columbia Street sold for?

    Recent sales, leases and expired listings for this unit and the rest of the building are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 522 - 145 Columbia Street W?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this condo and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.

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