522 - 145 Columbia Street W, Waterloo, ON N2L 0K7
Waterloo · Near Phillip St · View map
About this home
Welcome to Unit 522 at 145 Columbia Street West, ideally located in the heart of Waterloo's highly sought-after university district.This is an opportunity to own a property in a location where convenience and rental demand come together. With the University of Waterloo and Wilfrid Laurier University nearby, residents have easy access to campus, transit, restaurants, cafés, shopping, and everyday amenities.
The home
- Type
- Condo apartment
- Style
- Apartment
- Square footage
- 500-599 sq ft
- Bedrooms
- 1
- Basement bedrooms
- 1
- Bathrooms
- 1
- Kitchens
- 1
- Rooms
- 1
- Basement
- Apartment
- Faces
- North
- Level
- na
- Laundry
- In Kitchen
Ownership & fees
- Ownership
- Condominium
- Maintenance fee
- $274.69/mo
- Fee includes
- Building Insurance
- Complex
- waterloo 790
- Property management
- Society 145
- Pets
- No
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Ground Source
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Garage
- Underground
- Total parking
- None
Taxes & other
- Property taxes
- $3,182/yr
- Tax year
- 2025
- Occupancy
- Tenant
- Possession
- Flexible
- Cross street
- Phillip St
More
- Price per sq ft
- ~$792 (at 550 sq ft)
- MLS® number
- X13830588
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Included in the maintenance fee
- Building Insurance
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
Schools nearby
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Your commute
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Listing history for 145 Columbia Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Similar condos nearby
More condos for sale near Waterloo, picked by style, size and price.
Condo apartment$448,0002001 - 145 Columbia Street W, Waterloo1+1 bed · 1 bathCourtesy of: ROYAL LEPAGE TERREQUITY CAPITAL REALTYView home →
Condo apartment$459,444611 - 145 Columbia Street W, Waterloo1+1 bed · 1 bathCourtesy of: RE/MAX REAL ESTATE CENTRE INC.View home →
Condo apartment$399,0001536 - 145 Columbia Street W, Waterloo1+1 bed · 1 bathCourtesy of: HOMELIFE LANDMARK REALTY INC.View home →
Condo apartment$499,9001210 - 145 Columbia Street W, Waterloo1 bed · 1 bathCourtesy of: ROYAL LEPAGE WOLLE REALTYView home →
Condo apartment$449,000133 - 145 Columbia Street W, Waterloo2 bed · 1 bathCourtesy of: ROYAL LEPAGE NRC REALTYView home →
Condo apartment$439,900601 - 145 Columbia Street, Waterloo1+1 bed · 1 bathCourtesy of: HOMELIFE SILVERCITY REALTY INC.View home →
Condo apartment$419,999S- 2225 - 145 W Columbia Street W, Waterloo2 bed · 1 bathCourtesy of: RIGHT AT HOME REALTYView home →
Condo apartment$428,888510 - 312 Erb Street W, Waterloo1 bed · 1 bathCourtesy of: CENTURY 21 MILLENNIUM INC.View home →Frequently asked questions about 522 - 145 Columbia Street W
Answers come straight from this home’s MLS® listing.
How much is 522 - 145 Columbia Street W listed for, and what would it cost each month?
522 - 145 Columbia Street W is listed for $435,500. With 20% down ($87,100), the mortgage payment would be roughly $1,757 a month at 4.5% over 30 years. Add property tax and the maintenance fee and the estimate comes to about $2,297 a month, all in. That figure is an illustration, not a quote.
Is 522 - 145 Columbia Street W freehold or a condo, and is there a monthly fee?
522 - 145 Columbia Street W is a condo apartment in Waterloo. Ownership is condominium: you own the unit and a condo corporation looks after the common elements. The maintenance fee is $274.69 a month. The listing says it covers building insurance. Fees can change, so confirm the current amount in the status certificate.
How many bedrooms and bathrooms does 522 - 145 Columbia Street W have?
522 - 145 Columbia Street W has 1 bedroom, plus 1 more bedroom in the basement, and 1 bathroom.
Does 522 - 145 Columbia Street W have a garage and parking?
Yes. The listing shows the garage as underground. The listing does not include a parking space.
Does 522 - 145 Columbia Street W have a finished basement?
The listing describes the basement as apartment. It counts 1 bedroom on that level. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 522 - 145 Columbia Street W?
522 - 145 Columbia Street W is a condo apartment. A condo apartment is a unit in a multi-storey building, owned outright, with a monthly fee for the shared parts of the building.
How big is 522 - 145 Columbia Street W?
The listing puts the home between 500 and 599 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.
How is 522 - 145 Columbia Street W heated and cooled?
Heating is forced air (ground source). Cooling is central air.
What are the property taxes for 522 - 145 Columbia Street W?
Property taxes are $3,182 a year (2025), or about $265 a month.
Are pets allowed at 522 - 145 Columbia Street W?
The listing says pets are not allowed.
Where is 522 - 145 Columbia Street W?
522 - 145 Columbia Street W is in Waterloo. The nearest main intersection is Phillip St. The postal code is N2L 0K7.
Is 522 - 145 Columbia Street W still for sale?
Yes. It is an active listing (MLS® X13830588). Listings here update from the board through the day and come down once a home sells.
What are similar condos near 522 - 145 Columbia Street W asking?
Similar condos for sale nearby right now include 2001 - 145 Columbia Street W at $448,000 (1+1 bed), 611 - 145 Columbia Street W at $459,444 (1+1 bed) and 1536 - 145 Columbia Street W at $399,000 (1+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 145 Columbia Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 522 - 145 Columbia Street W?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Courtesy of: COLDWELL BANKER THE REAL ESTATE CENTRE
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.