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For saleListed 5 days agoMLS® X13868010

409 - 130 Water Street, Gananoque, ON K7G 0A8

05 - Gananoque, Gananoque · Near Market St · View map

$559,500
2Beds
2Baths
1000–1199Sq ft
Condo ApartmentType
$540/moMaint. fee
1 totalParking
NoneLocker
$6,190/yrTaxes
Call / Text Will
$559,500
Parking includedUnderground garage
Ensuite laundryWasher and dryer in the unit
WaterfrontOn the water
Pets allowedWith building restrictions
Central airCool all summer
South East exposureBright through the day

About this home

Perched on the edge of the St. Lawrence with its toes dipping into the water (if buildings had toes), is the Island Harbour Club; one of Gananoque's prettiest waterfront addresses. It's a smartly designed 58-unit building, built in 2020, and this suite might be the best seat in the house. The centre of this 4th floor unit is a balcony almost 30 feet long. That's the length of a school bus. It faces south-east, so you get front-row seats every morning as the sun comes up over the St Lawrence. Coffee tastes better out here; that's a fact. There is the wall of windows looking out over that same balcony. From there the list keeps going - Primary bedroom with built-in IKEA wardrobes and a walk-in closet, so there's room for yourclothes and your partner's. Touch free electronic bidets. Dry bar / coffee counter that gives the big appliances their own spot, so your kitchen counters stay clear. Custom door screens and blinds tucked away out of sight until you need them, keeping the view front and centre. And someone else that handles the snow shovel.The second "bedroom" is really a den/office that comes with a queen Murphy bed. An ideal spot for short visits.The Gananoque Municipal Marina and docks are a couple of minutes away "by flip-flop." Cruise through the natural wonder of the Thousand Islands by boat. Jump on your bike and ride the trail to Ivy Lea. Walk to the Thousand Islands Playhouse, museums, and restaurants or listen to summer music festivals, best enjoyed with an umbrella drink in a cushioned chair on your very own balcony. Live here all year, or just for the season - the balcony, the marina and the view that is ever changing come with it either way.The photos and virtual tour tell the rest of the story, but some places are better felt than read about. My story ends here; but yours could start with a sunrise, a sense of awe, and a place to call home. Come and see it for yourself.Gananoque is pronounced: Gan - an - NAH - kway (meaning - water rising over rock)

The home

Type
Condo Apartment
Square footage
1000-1199 sq ft
Bedrooms
2
Bathrooms
2
Kitchens
1
Rooms
5
Floor
4th
Exposure
South East
Balcony
None
View
Panoramic, Park/Greenbelt, River, Water
Laundry
In-Suite Laundry

Building & fees

Maintenance fee
$539.50/mo
Fee includes
Common Elements, Building Insurance, Parking
Condo corporation
Island Harbour Club
Property management
Bendale Property Management
Pets
Allowed, with restrictions
Locker
None
Security
Carbon Monoxide Detectors, Security System, Smoke Detector
Exterior
Brick, Vinyl Siding

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No

Parking

Parking spaces
1
Garage
Underground
Parking features
Covered

Taxes & other

Property taxes
$6,190/yr
Tax year
2026
Occupancy
Owner
Possession
Flexible
Cross street
Market St
Neighbourhood
05 - Gananoque

More

Price per sq ft
~$509 (at 1,100 sq ft)
Listed
Oct 6, 2026 · 5 days ago
MLS® number
X13868010

Building amenities

  • BBQs Allowed
  • Bike Storage
  • Elevator

Included in the maintenance fee

  • Common Elements
  • Building Insurance
  • Parking

The unit and its surroundings

  • Air Exchanger
  • Carpet Free
  • Intercom
  • On Demand Water Heater
  • Water Heater Owned
  • Water Softener
  • Water Treatment
  • Arts Centre
  • Beach
  • Clear View
  • Golf
  • Lake Access
  • Library
  • Awnings
  • Controlled Entry
  • Deck
  • Landscape Lighting
  • Lighting
  • Recreational Area
  • Year Round Living
Want to know something that isn’t listed?
Estimated monthly cost$3,312per month, all in
  • Mortgage
  • Property tax
  • Maintenance fee

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    130 Water Street, Gananoque, ON K7G 0A8

    05 - Gananoque, Gananoque · Near Market St

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    Sold history

    Listing history for 130 Water Street

    See what this unit and others in the building were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every condo.

    Questions & answers

    Frequently asked questions about 409 - 130 Water Street

    Answers come straight from this condo’s MLS® listing.

    How much is 409 - 130 Water Street listed for?

    409 - 130 Water Street is listed for $559,500. With 20% down ($111,900), the mortgage payment would be roughly $2,257 a month at 4.5% over 30 years, before the maintenance fee and property tax. That figure is an illustration, not a quote.

    How many bedrooms and bathrooms does 409 - 130 Water Street have?

    409 - 130 Water Street has 2 bedrooms and 2 bathrooms.

    How big is 409 - 130 Water Street?

    The listing puts the unit between 1,000 and 1,199 sq ft. The board reports a range rather than an exact figure, and it does not include a balcony or terrace.

    What type of home is 409 - 130 Water Street?

    409 - 130 Water Street is a condo apartment in 05 - Gananoque, Gananoque. The unit is on the 4th floor, facing south east.

    What are the maintenance fees at 409 - 130 Water Street, and what do they cover?

    The maintenance fee is $539.50 a month. The listing says it covers common elements, building insurance, parking. Fees can change, so confirm the current amount in the status certificate.

    Does 409 - 130 Water Street come with parking and a locker?

    The listing includes 1 parking space. There is no locker with the unit.

    Are pets allowed at 409 - 130 Water Street?

    Pets are allowed, with restrictions. Buildings often limit the size, number or type of pet, so check the condo rules before you offer.

    What amenities does the building have?

    The listing names these building amenities: bbqs allowed, bike storage, elevator.

    How is 409 - 130 Water Street heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 409 - 130 Water Street?

    Property taxes are $6,190 a year (2026), or about $516 a month.

    What neighbourhood is 409 - 130 Water Street in?

    409 - 130 Water Street is in the 05 - Gananoque community of Gananoque. The nearest main intersection is Market St. The postal code is K7G 0A8.

    Is 409 - 130 Water Street still for sale?

    Yes. 409 - 130 Water Street is an active listing (MLS® X13868010), on the market since October 6, 2026. Listings here update from the board through the day and come down once a condo sells.

    What have condos at 130 Water Street sold for?

    Recent sales, leases and expired listings for this unit and the rest of the building are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 409 - 130 Water Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this condo and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.

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