214 - 645 St David Street S, Centre Wellington, ON N1M 0A9
Fergus, Centre Wellington · Near Belsyde Ave W · View map
About this home
Welcome to this well-maintained 2-bedroom, 1-bathroom condo in a desirable and quiet building in Fergus. This thoughtfully cared-for unit offers a comfortable and inviting living space, perfect for first-time buyers, downsizers, or investors. Enjoy the added outdoor space of a private balcony, ideal for your morning coffee or relaxing at the end of the day. The unit has been well taken care of and is ready for its next owner to move in and enjoy. Located close to a variety of amenities, including shopping, dining, parks, and everyday conveniences, this condo offers a great combination of peaceful living and accessibility. A wonderful opportunity to own a well-kept condo in a sought-after Fergus location!
The home
- Type
- Condo apartment
- Style
- 1 Storey/Apt
- Square footage
- 800-899 sq ft
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Rooms
- 6
- Basement
- None
- Faces
- West
- Level
- 2
- Balcony
- Open
- Laundry
- In-Suite Laundry
Ownership & fees
- Ownership
- Condominium
- Maintenance fee
- $344.39/mo
- Fee includes
- Common Elements, Parking, Building Insurance
- Complex
- WSCP 177
- Property management
- Inspirah Property Management
- Pets
- Allowed, with restrictions
- Locker
- Owned
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Electric
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Total parking
- 1
- Parking features
- Reserved/Assigned
Taxes & other
- Property taxes
- $2,967/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- Belsyde Ave W
- Neighbourhood
- Fergus
More
- Price per sq ft
- ~$529 (at 850 sq ft)
- MLS® number
- X13837120
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The home and its surroundings
- Water Softener
- Park
- Rec./Commun.Centre
- Controlled Entry
- Landscaped
- Year Round Living
Included in the maintenance fee
- Common Elements
- Parking
- Building Insurance
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
645 St David Street, Centre Wellington, ON N1M 0A9
Fergus, Centre Wellington · Near Belsyde Ave W
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Listing history for 645 St David Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 214 - 645 St David Street S
Answers come straight from this home’s MLS® listing.
How much is 214 - 645 St David Street S listed for, and what would it cost each month?
214 - 645 St David Street S is listed for $449,900. With 20% down ($89,980), the mortgage payment would be roughly $1,815 a month at 4.5% over 30 years. Add property tax and the maintenance fee and the estimate comes to about $2,406 a month, all in. That figure is an illustration, not a quote.
Is 214 - 645 St David Street S freehold or a condo, and is there a monthly fee?
214 - 645 St David Street S is a condo apartment in Fergus, Centre Wellington. Ownership is condominium: you own the unit and a condo corporation looks after the common elements. The maintenance fee is $344.39 a month. The listing says it covers common elements, parking, building insurance. Fees can change, so confirm the current amount in the status certificate.
How many bedrooms and bathrooms does 214 - 645 St David Street S have?
214 - 645 St David Street S has 2 bedrooms and 1 bathroom. The listing gives the style as 1 storey/apt.
Does 214 - 645 St David Street S have a garage and parking?
The listing does not show a garage. In total the listing counts 1 parking space.
Does 214 - 645 St David Street S have a finished basement?
No. The listing shows no basement for this home.
What style of home is 214 - 645 St David Street S?
214 - 645 St David Street S is a condo apartment. A condo apartment is a unit in a multi-storey building, owned outright, with a monthly fee for the shared parts of the building.
How big is 214 - 645 St David Street S?
The listing puts the home between 800 and 899 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.
How is 214 - 645 St David Street S heated and cooled?
Heating is forced air (electric). Cooling is central air.
What are the property taxes for 214 - 645 St David Street S?
Property taxes are $2,967 a year (2026), or about $247 a month.
Are pets allowed at 214 - 645 St David Street S?
Pets are allowed, with restrictions. A condo corporation can limit the size, number or type of pet, so check the condo corporation’s rules before you offer.
Where is 214 - 645 St David Street S?
214 - 645 St David Street S is in the Fergus community of Centre Wellington. The nearest main intersection is Belsyde Ave W. The postal code is N1M 0A9.
Is 214 - 645 St David Street S still for sale?
Yes. It is an active listing (MLS® X13837120). Listings here update from the board through the day and come down once a home sells.
What are similar condos near 214 - 645 St David Street S asking?
Similar condos for sale nearby right now include 107 - 103 Westminster Crescent at $425,000 (2 bed), 305 - 245 Queen Street W at $399,900 (2 bed) and 307 - 245 Scotland Street at $399,900 (1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 645 St David Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 214 - 645 St David Street S?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
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Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.