126-5 - 1052 Rat Bay Road S, Lake of Bays, ON P0A 1H0
Franklin, Lake of Bays · Near South Portage rd and Rat Bay Road · View map
About this home
Exceptional and affordable family vacation gateway. Enjoy 5 weeks of fractional ownership including one prime fixed week every July and 4 floating weeks throughout the year. This spacious 3- bedroom, 2 bath, fully winterized cottage offers post card-perfect lake views, as being a "first row cottage" there are no other cottages blocking the view. Also offers a large lakeside deck, a bright Muskoka room and a cozy stone fireplace. This cottage comes fully furnished and equipped for comfort and convenience. Blue Water Acres features outstanding amenities such as an indoor heated swimming pool, hot tub, exercise room, games room, owners lounge, several outdoor tennis/ pickleball courts, playground and a superb sand beach with docking facilities. Canoes, kayaks are available for use at the beach. This resort community also offers winter ice skating, snow tubing/ sledding and endless walking trails in the woods. With all these outstanding year round facilities it is guaranteed , no one in the family ever will be bored spending time here. Also close by you can enjoy downhill skiing, golfing, snowmobiling, fine dining. The town of Huntsville is within 15 minutes drive for convenience. Resort fees include all utilities, maintenance, internet, TV. All you need to do is to show up and enjoy.
The home
- Type
- Co-Ownership Apartment · 1 Storey/Apt
- Square footage
- 1400-1599 sq ft
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Rooms
- 6
- Floor
- 1st
- Exposure
- South West
- Balcony
- None
- Laundry
- In Building
- Approximate age
- 16-30 years
Building & fees
- Maintenance fee
- $5,450.00/mo
- Fee includes
- Heat, Hydro, Water, Cable TV, Building Insurance, Condo Taxes, Common Elements, Parking, CAC
- Condo corporation
- On site 0
- Property management
- Blue Water Acres
- Pets
- No
- Locker
- None
- Security
- Security Guard
- Exterior
- Wood
Heating & cooling
- Heating fuel
- Propane
- Heating type
- Forced Air
- Air conditioning
- Wall Unit(s)
- Fireplace
- Yes
Parking
- Parking spaces
- 4
- Parking features
- Reserved/Assigned
Taxes & other
- Tax year
- 2025
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- South Portage rd and Rat Bay Road
- Neighbourhood
- Franklin
More
- Price per sq ft
- ~$57 (at 1,500 sq ft)
- Listed
- Mar 5, 2026 · 220 days ago
- MLS® number
- X12850002
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Building amenities
- BBQs Allowed
- Club House
- Communal Waterfront Area
- Exercise Room
- Game Room
- Gym
Included in the maintenance fee
- Heat
- Hydro
- Water
- Cable TV
- Building Insurance
- Condo Taxes
- Common Elements
- Parking
- CAC
The unit and its surroundings
- Carpet Free
- Primary Bedroom - Main Floor
- Clear View
- Hospital
- Lake/Pond
- Level
- Skiing
- Waterfront
- Deck
- Landscaped
- Fishing
- Recreational Area
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
1052 Rat Bay Road, Lake of Bays, ON P0A 1H0
Franklin, Lake of Bays · Near South Portage rd and Rat Bay Road
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Listing history for 1052 Rat Bay Road
See what this unit and others in the building were listed for, what they sold for, and how long it took.
Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every condo.
Frequently asked questions about 126-5 - 1052 Rat Bay Road S
Answers come straight from this condo’s MLS® listing.
How much is 126-5 - 1052 Rat Bay Road S listed for?
126-5 - 1052 Rat Bay Road S is listed for $84,900. With 20% down ($16,980), the mortgage payment would be roughly $342 a month at 4.5% over 30 years, before the maintenance fee and property tax. That figure is an illustration, not a quote.
How many bedrooms and bathrooms does 126-5 - 1052 Rat Bay Road S have?
126-5 - 1052 Rat Bay Road S has 3 bedrooms and 3 bathrooms.
How big is 126-5 - 1052 Rat Bay Road S?
The listing puts the unit between 1,400 and 1,599 sq ft. The board reports a range rather than an exact figure, and it does not include a balcony or terrace.
What type of home is 126-5 - 1052 Rat Bay Road S?
126-5 - 1052 Rat Bay Road S is a co-ownership apartment in Franklin, Lake of Bays. The unit is on the 1st floor, facing south west.
What are the maintenance fees at 126-5 - 1052 Rat Bay Road S, and what do they cover?
The maintenance fee is $5,450.00 a month. The listing says it covers heat, hydro, water, cable tv, building insurance, condo taxes, common elements, parking, cac. Fees can change, so confirm the current amount in the status certificate.
Does 126-5 - 1052 Rat Bay Road S come with parking and a locker?
The listing includes 4 parking spaces. There is no locker with the unit.
Are pets allowed at 126-5 - 1052 Rat Bay Road S?
The listing says pets are not allowed.
What amenities does the building have?
The listing names these building amenities: bbqs allowed, club house, communal waterfront area, exercise room, game room, gym.
How is 126-5 - 1052 Rat Bay Road S heated and cooled?
Heating is forced air (propane). Cooling is wall unit(s).
What neighbourhood is 126-5 - 1052 Rat Bay Road S in?
126-5 - 1052 Rat Bay Road S is in the Franklin community of Lake of Bays. The nearest main intersection is South Portage rd and Rat Bay Road. The postal code is P0A 1H0.
Is 126-5 - 1052 Rat Bay Road S still for sale?
Yes. 126-5 - 1052 Rat Bay Road S is an active listing (MLS® X12850002), on the market since March 5, 2026. Listings here update from the board through the day and come down once a condo sells.
What have condos at 1052 Rat Bay Road sold for?
Recent sales, leases and expired listings for this unit and the rest of the building are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 126-5 - 1052 Rat Bay Road S?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this condo and get an answer, usually within the hour.
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Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.