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For saleListed Apr 1MLS® X12053068

111-2 - 1052 Rat Bay Road, Lake of Bays, ON P0A 1H0

Franklin, Lake of Bays · Near Hwy 60 and South Portage Rd · View map

$33,500
StudioBeds
0Baths
900–999Sq ft
OtherType
$427/moMaint. fee
2 totalParking
NoneLocker
Call / Text Will
$33,500
Parking for 2Comes with the unit
Heat, hydro, water includedCovered by the maintenance fee
Indoor poolPart of the building amenities
WaterfrontOn the water
FireplaceCozy winters
South exposureBright through the day

About this home

Blue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners but you will own yourself a 1/10th share of the cottage (your "Interval" week) and also a smaller share in the entire resort. This cottage is known as 111 Algonquin and it's a favourite at Blue Water Acres. It has 2 spacious bedrooms, and 2 bathrooms. The core summer week in 2026 will start on July 5. The cottage has a cozy propane fireplace and a screened-in Muskoka Room. You will have exclusive use of the cottage for 5 weeks of the year. The check-in day for this unit is Sunday. Weeks in 2026 start on March 15, June 21, July 5 (core/fixed week), November 8 and January 3/27. The 4 floating weeks rotate each year so it's fair to all the owners. There are many amenities at Blue Water Acres: hot tub/sauna, all linens and towels supplied, kayaks, paddle boats, a beautiful sand beach, 300 ft of waterfront on Lake of Bays, indoor swimming pool, owners' gathering room with grand piano and large TV screen , games room with pool tables, ping pong table, shuffle board & foosball, fitness room, tennis/pickleball court, basketball courts, large children's playground & equipment. You can moor your own boat during your own boating season weeks. Winter tube slide, skating rink & fire pit. There is so much to do here! All cottages are pet-free and smoke-free. This is an affordable way to enjoy cottage life without the cost or hassles of full cottage ownership. Maintenance fees include everything and are paid in the fall for the following year. The ANNUAL fee for EACH of the owners in 111 Algonquin cottage for 2026 is $5,127 + HST. This fee can be paid in two installments, November and March. There is NO HST on the purchase price of the cottage. It's a unique way to own a part of Muskoka. Your weeks can be traded for weeks at other luxury resorts around the world. Some photos & floor plan shown are for a similar cottage but may not be identical to the subject cottage.

The home

Type
Other · Bungalow
Square footage
900-999 sq ft
Bedrooms
Studio
Bathrooms
0
Floor
0
Exposure
South
Balcony
None
View
Water
Laundry
Laundry Closet
Approximate age
16-30 years

Building & fees

Maintenance fee
$427.25/mo
Fee includes
Heat, Hydro, Water, Common Elements, Building Insurance, Condo Taxes
Condo corporation
Algonquin 111
Property management
Blue Water Acres
Pets
No
Locker
None
Security
Carbon Monoxide Detectors, Smoke Detector
Exterior
Wood

Heating & cooling

Heating fuel
Electric
Heating type
Baseboard
Fireplace
Yes

Parking

Parking spaces
2
Parking features
Private

Taxes & other

Tax year
2025
Occupancy
Owner+Tenant
Possession
Flexible
Cross street
Hwy 60 and South Portage Rd
Neighbourhood
Franklin

More

Price per sq ft
~$35 (at 950 sq ft)
Listed
Apr 1, 2025 · 557 days ago
MLS® number
X12053068

Building amenities

  • Indoor Pool
  • Party Room/Meeting Room
  • Visitor Parking
  • Recreation Room
  • Tennis Court
  • Sauna

Included in the maintenance fee

  • Heat
  • Hydro
  • Water
  • Common Elements
  • Building Insurance
  • Condo Taxes

The unit and its surroundings

  • Water Heater Owned
  • Beach
  • Lake/Pond
  • Waterfront
  • Recreational Area
Want to know something that isn’t listed?
Estimated monthly cost$583per month, all in
  • Mortgage
  • Property tax
  • Maintenance fee

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

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    1052 Rat Bay Road, Lake of Bays, ON P0A 1H0

    Franklin, Lake of Bays · Near Hwy 60 and South Portage Rd

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    Sold history

    Listing history for 1052 Rat Bay Road

    See what this unit and others in the building were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every condo.

    Questions & answers

    Frequently asked questions about 111-2 - 1052 Rat Bay Road

    Answers come straight from this condo’s MLS® listing.

    How much is 111-2 - 1052 Rat Bay Road listed for?

    111-2 - 1052 Rat Bay Road is listed for $33,500. With 20% down ($6,700), the mortgage payment would be roughly $135 a month at 4.5% over 30 years, before the maintenance fee and property tax. That figure is an illustration, not a quote.

    How many bedrooms and bathrooms does 111-2 - 1052 Rat Bay Road have?

    111-2 - 1052 Rat Bay Road has a studio layout.

    How big is 111-2 - 1052 Rat Bay Road?

    The listing puts the unit between 900 and 999 sq ft. The board reports a range rather than an exact figure, and it does not include a balcony or terrace.

    What type of home is 111-2 - 1052 Rat Bay Road?

    111-2 - 1052 Rat Bay Road is a other in Franklin, Lake of Bays. It faces south.

    What are the maintenance fees at 111-2 - 1052 Rat Bay Road, and what do they cover?

    The maintenance fee is $427.25 a month. The listing says it covers heat, hydro, water, common elements, building insurance, condo taxes. Fees can change, so confirm the current amount in the status certificate.

    Does 111-2 - 1052 Rat Bay Road come with parking and a locker?

    The listing includes 2 parking spaces. There is no locker with the unit.

    Are pets allowed at 111-2 - 1052 Rat Bay Road?

    The listing says pets are not allowed.

    What amenities does the building have?

    The listing names these building amenities: indoor pool, party room/meeting room, visitor parking, recreation room, tennis court, sauna.

    How is 111-2 - 1052 Rat Bay Road heated and cooled?

    Heating is baseboard (electric). The listing does not show air conditioning.

    What neighbourhood is 111-2 - 1052 Rat Bay Road in?

    111-2 - 1052 Rat Bay Road is in the Franklin community of Lake of Bays. The nearest main intersection is Hwy 60 and South Portage Rd. The postal code is P0A 1H0.

    Is 111-2 - 1052 Rat Bay Road still for sale?

    Yes. 111-2 - 1052 Rat Bay Road is an active listing (MLS® X12053068), on the market since April 1, 2025. Listings here update from the board through the day and come down once a condo sells.

    What have condos at 1052 Rat Bay Road sold for?

    Recent sales, leases and expired listings for this unit and the rest of the building are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 111-2 - 1052 Rat Bay Road?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this condo and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.

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