106 - 26 Spencer Street E, Cobourg, ON K9A 1C2
Cobourg · Near Division St/ Spencer St E · View map
About this home
Welcome to this modern, turnkey 1-bedroom plus den condo offering 748 sq. ft. of stylish, open-concept living. Thoughtfully designed for both comfort and functionality, the spacious layout features a versatile den, perfect for a home office, guest space or additional living area. The fully equipped kitchen comes with stainless steel appliances and ample storage for all of your kitchen needs. Step outside and enjoy access to your own private terrace, creating the perfect spot to relax or entertain. The unit also offers the convenience of a large in-suite laundry room with a ton of storage space and one dedicated surface parking space. Maintenance fees include building insurance, common elements, and water, providing added value and peace of mind. Ideally located close to Cobourg Beach, local amenities, the Conservation area, Cobourg Hospital and with easy access to Highway 401, this beautiful and bright condo is perfect for first-time buyers, downsizers, investors or anyone looking to enjoy a low-maintenance lifestyle in a fantastic location.
The home
- Type
- Condo apartment
- Style
- 2-Storey
- Square footage
- 700-799 sq ft
- Bedrooms
- 1
- Basement bedrooms
- 1
- Bathrooms
- 1
- Kitchens
- 1
- Rooms
- 6
- Basement
- None
- Faces
- West
- Level
- 1
- Laundry
- In-Suite Laundry
Ownership & fees
- Ownership
- Condominium
- Maintenance fee
- $369.89/mo
- Fee includes
- Common Elements, Building Insurance, Water, Parking
- Complex
- NCC 26
- Property management
- Granite Property Management
- Pets
- Allowed, with restrictions
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Electric
- Heating type
- Baseboard
- Fireplace
- No
Garage & parking
- Total parking
- 1
- Parking features
- Surface
Taxes & other
- Property taxes
- $1,724/yr
- Tax year
- 2026
- Occupancy
- Tenant
- Possession
- 60-90 Days
- Cross street
- Division St/ Spencer St E
- Neighbourhood
- Cobourg
More
- Price per sq ft
- ~$456 (at 750 sq ft)
- MLS® number
- X14120122
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The home and its surroundings
- Carpet Free
- Primary Bedroom - Main Floor
- Water Heater Owned
- Beach
- Hospital
- Park
- School
Included in the maintenance fee
- Common Elements
- Building Insurance
- Water
- Parking
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
26 Spencer Street, Cobourg, ON K9A 1C2
Cobourg · Near Division St/ Spencer St E
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Listing history for 26 Spencer Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 106 - 26 Spencer Street E
Answers come straight from this home’s MLS® listing.
How much is 106 - 26 Spencer Street E listed for, and what would it cost each month?
106 - 26 Spencer Street E is listed for $342,000. With 20% down ($68,400), the mortgage payment would be roughly $1,380 a month at 4.5% over 30 years. Add property tax and the maintenance fee and the estimate comes to about $1,893 a month, all in. That figure is an illustration, not a quote.
Is 106 - 26 Spencer Street E freehold or a condo, and is there a monthly fee?
106 - 26 Spencer Street E is a condo apartment in Cobourg. Ownership is condominium: you own the unit and a condo corporation looks after the common elements. The maintenance fee is $369.89 a month. The listing says it covers common elements, building insurance, water, parking. Fees can change, so confirm the current amount in the status certificate.
How many bedrooms and bathrooms does 106 - 26 Spencer Street E have?
106 - 26 Spencer Street E has 1 bedroom, plus 1 more bedroom in the basement, and 1 bathroom. The listing gives the style as 2-storey.
Does 106 - 26 Spencer Street E have a garage and parking?
The listing does not show a garage. In total the listing counts 1 parking space.
Does 106 - 26 Spencer Street E have a finished basement?
No. The listing shows no basement for this home.
What style of home is 106 - 26 Spencer Street E?
106 - 26 Spencer Street E is a condo apartment. A condo apartment is a unit in a multi-storey building, owned outright, with a monthly fee for the shared parts of the building.
How big is 106 - 26 Spencer Street E?
The listing puts the home between 700 and 799 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.
How is 106 - 26 Spencer Street E heated and cooled?
Heating is baseboard (electric). The listing does not show air conditioning.
What are the property taxes for 106 - 26 Spencer Street E?
Property taxes are $1,724 a year (2026), or about $144 a month.
Are pets allowed at 106 - 26 Spencer Street E?
Pets are allowed, with restrictions. A condo corporation can limit the size, number or type of pet, so check the condo corporation’s rules before you offer.
Where is 106 - 26 Spencer Street E?
106 - 26 Spencer Street E is in Cobourg. The nearest main intersection is Division St/ Spencer St E. The postal code is K9A 1C2.
Is 106 - 26 Spencer Street E still for sale?
Yes. It is an active listing (MLS® X14120122). Listings here update from the board through the day and come down once a home sells.
What are similar condos near 106 - 26 Spencer Street E asking?
Similar condos for sale nearby right now include 503 - 249 Ruttan Terrace at $339,000 (2 bed), 401 - 79 King Street W at $359,000 (2+1 bed) and 11 - 242 Darcy Street at $264,900 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 26 Spencer Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 106 - 26 Spencer Street E?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-931-3923.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar condos nearby
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Condo apartment$264,90011 - 242 Darcy Street, Cobourg2 bed · 1 bath · CobourgCourtesy of: RE/MAX Rouge River Realty Ltd.View home →Courtesy of: RE/MAX Jazz INC.
Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.