103 - 85 Spruce Street, Cambridge, ON N1R 4K4
Cambridge · Near McNaughton St · View map
About this home
Welcome to 103-85 Spruce St, a showstopping 2-bedroom, 2-bathroom multi-level loft offering 1691sqft of updated living space within a converted historic factory! Blending Galt's rich industrial character with contemporary finishes, this one-of-a-kind home delivers the scale, style &personality that traditional condos simply cannot match. Inside soaring ceilings, original exposed brick, polished concrete floors, wood-paneled ceilings, exposed ductwork & dramatic black accents create an effortlessly cool industrial aesthetic. Expansive multi-level design allows each space to feel distinct while maintaining an open connected flow throughout the home. Modern kitchen is an entertainer's dream with white cabinetry, quartz counters, S/S appliances, tiled backsplash & oversized island W/bar seating. Adjoining dining area offers lots of room for hosting friends & enjoying everyday meals, while a versatile office nook provides the perfect work-from-home setup without sacrificing valuable living space. Stylish 3pc bathroom completes this level. A few steps away, the impressive 2-storey living room offers towering ceilings, exposed brick & oversized windows that flood space with natural light. Upstairs the spacious primary bedroom overlooks the dramatic main living area creating a true loft-style retreat. The 2nd bedroom is tucked privately down the hall & offers access to a rare private patio surrounded by mature greenery-perfect secluded spot to enjoy morning coffee or unwind at the end of the day. Luxurious 4pc bathroom W/double vanity & tiled shower/tub completes the upper level. Secure underground parking adds everyday convenience while the building's location in a quiet residential pocket bordering a park offers a peaceful setting just mins from downtown Galt's restaurants, shops, arts venues & fitness studios. Bold, spacious & unlike anything else on the market, this is the perfect home for anyone craving authentic loft character without compromising on modern comfort
The home
- Type
- Condo Townhouse · 2-Storey
- Square footage
- 1600-1799 sq ft
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 7
- Floor
- 1st
- Exposure
- North
- Balcony
- Enclosed
- Laundry
- In-Suite Laundry
- Approximate age
- 16-30 years
Building & fees
- Maintenance fee
- $818.20/mo
- Fee includes
- Common Elements, Building Insurance, Parking
- Condo corporation
- WSCP 487
- Property management
- Trevarren Property Mgmt
- Pets
- Allowed, with restrictions
- Locker
- Exclusive
- Exterior
- Brick, Concrete
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Parking
- Parking spaces
- 1
- Garage
- Underground
- Parking features
- Underground
Taxes & other
- Property taxes
- $4,642/yr
- Tax year
- 2026
- Occupancy
- Owner
- Possession
- Flexible
- Cross street
- McNaughton St
More
- Price per sq ft
- ~$353 (at 1,700 sq ft)
- Listed
- Sep 21, 2026 · 19 days ago
- MLS® number
- X13810620
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Building amenities
- BBQs Allowed
- Exercise Room
- Party Room/Meeting Room
Included in the maintenance fee
- Common Elements
- Building Insurance
- Parking
The unit and its surroundings
- Auto Garage Door Remote
- Water Softener
- Park
- Public Transit
- Library
- Rec./Commun.Centre
- School
- Hospital
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
Schools nearby
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Your commute
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Listing history for 85 Spruce Street
See what this unit and others in the building were listed for, what they sold for, and how long it took.
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Frequently asked questions about 103 - 85 Spruce Street
Answers come straight from this condo’s MLS® listing.
How much is 103 - 85 Spruce Street listed for?
103 - 85 Spruce Street is listed for $599,900. With 20% down ($119,980), the mortgage payment would be roughly $2,420 a month at 4.5% over 30 years, before the maintenance fee and property tax. That figure is an illustration, not a quote.
How many bedrooms and bathrooms does 103 - 85 Spruce Street have?
103 - 85 Spruce Street has 2 bedrooms and 2 bathrooms.
How big is 103 - 85 Spruce Street?
The listing puts the unit between 1,600 and 1,799 sq ft. The board reports a range rather than an exact figure, and it does not include a balcony or terrace.
What type of home is 103 - 85 Spruce Street?
103 - 85 Spruce Street is a condo townhouse in Cambridge. The unit is on the 1st floor, facing north.
What are the maintenance fees at 103 - 85 Spruce Street, and what do they cover?
The maintenance fee is $818.20 a month. The listing says it covers common elements, building insurance, parking. Fees can change, so confirm the current amount in the status certificate.
Does 103 - 85 Spruce Street come with parking and a locker?
The listing includes 1 parking space. The locker is listed as exclusive.
Are pets allowed at 103 - 85 Spruce Street?
Pets are allowed, with restrictions. Buildings often limit the size, number or type of pet, so check the condo rules before you offer.
What amenities does the building have?
The listing names these building amenities: bbqs allowed, exercise room, party room/meeting room.
How is 103 - 85 Spruce Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 103 - 85 Spruce Street?
Property taxes are $4,642 a year (2026), or about $387 a month.
What neighbourhood is 103 - 85 Spruce Street in?
103 - 85 Spruce Street is in Cambridge. The nearest main intersection is McNaughton St. The postal code is N1R 4K4.
Is 103 - 85 Spruce Street still for sale?
Yes. 103 - 85 Spruce Street is an active listing (MLS® X13810620), on the market since September 21, 2026. Listings here update from the board through the day and come down once a condo sells.
What have condos at 85 Spruce Street sold for?
Recent sales, leases and expired listings for this unit and the rest of the building are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 103 - 85 Spruce Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this condo and get an answer, usually within the hour.
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Listing information comes from the Toronto Regional Real Estate Board through PropTx and is deemed reliable but is not guaranteed accurate. It is provided for consumers' personal, non-commercial use. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the maintenance fee. For illustration only.